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SOLAR INSURANCE

Protect Your Solar Investment.

Solar systems are a long-term investment. Appropriate insurance coverage can help protect eligible solar equipment against covered risks, subject to the terms and conditions of the selected insurance policy.

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Coverage for Your Solar System

Insurance availability and coverage depend on the insurer, selected policy and applicable terms.

Solar panels and eligible equipment
Protection against covered accidental or natural risks
Residential, commercial and industrial requirements
Guidance for policy and claim process

What Can Be Considered for Solar Insurance?

Depending on the selected policy, eligible solar-system components and associated risks may be covered.

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Solar Panels

Solar photovoltaic panels may be included under applicable equipment or property insurance coverage.

Inverter

Eligible inverter equipment may be covered depending on the policy selected and its applicable exclusions.

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Mounting Structure

Mounting and supporting structures may be considered subject to the terms of the relevant policy.

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Cables & Electrical Equipment

Certain associated electrical components may be included depending on the insurance product and declared asset value.

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Residential Solar

Home rooftop solar systems can be evaluated for suitable insurance options.

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Commercial & Industrial

Larger installations may require different insurance requirements and policy structures.

Protection Against Covered Risks

Actual coverage depends on the insurance policy, insurer and applicable terms and exclusions.

Risks That May Be Covered

Fire and specified fire-related risks
Certain natural events, where covered
Accidental physical damage, subject to policy
Theft or burglary, where specifically covered
Other insured events defined in the policy

Why Consider Solar Insurance?

Solar systems are a significant long-term investment
Replacement of equipment can involve substantial cost
Insurance can provide financial protection for covered losses
Suitable coverage can be evaluated according to system size
Policy terms should be reviewed before purchase

Insurance Options for Different Solar Systems

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Residential Solar

For homeowners with rooftop solar installations who want to explore suitable protection for their solar assets.

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Commercial Solar

For shops, offices, institutions and other commercial properties with solar systems.

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Industrial Solar

For larger solar installations where equipment values and risk requirements may need detailed assessment.

How Solar Insurance Works

We can help you understand the requirement and connect the project information with the applicable insurance process.

1

Share Details

Tell us about your solar system and installation.

2

Requirement Review

System size, equipment and other details can be reviewed.

3

Policy Options

Applicable insurance options can be discussed.

4

Documentation

Required documents and information are collected.

5

Policy & Support

Final policy terms and applicable support are explained.

Important: Not Every Loss Is Covered

Insurance policies contain specific exclusions, deductibles, conditions and limits. Normal wear and tear, maintenance issues or other excluded circumstances may not be covered.

The exact scope of coverage should always be checked in the final policy wording provided by the insurer.

Policy Terms Matter

Insurance coverage, premium, claim eligibility, exclusions and settlement are determined according to the selected policy and insurer's terms. Information on this page is for general guidance and should not be treated as a guarantee of coverage or claim approval.

Solar Insurance FAQs

Is solar insurance mandatory?

Whether insurance is required depends on the project, financing arrangement, contractual requirements and applicable policy or lender conditions. It is not automatically mandatory for every solar installation.

Can residential rooftop solar be insured?

Suitable insurance may be available for residential solar systems depending on the insurer and policy. Eligibility and coverage must be confirmed before purchasing.

Does insurance cover every type of damage?

No. Insurance policies have defined covered events, exclusions, deductibles and limits. The final policy wording determines whether a particular loss is covered.

Can an existing solar system be insured?

This depends on the insurer's eligibility criteria, age and condition of the equipment, documentation and the selected policy.

Does warranty replace insurance?

No. Manufacturer warranty and insurance serve different purposes. Warranty generally relates to specified product or manufacturing issues, while insurance applies to covered risks according to the insurance policy.

How can I discuss solar insurance with BHAMA?

Contact BHAMA Energy by phone or WhatsApp and share your solar system details. We can guide you regarding the information required to explore applicable insurance options.

Need Help With Solar Insurance?

Talk to BHAMA Energy about your residential, commercial or industrial solar system and discuss the insurance requirements applicable to your project.